Australian Finance Calculators

Free, fast, accurate. No sign-up, no nonsense. Just the numbers you need.

100+
Calculators
2025–26
FY Rates
$0
Always Free

Choose a Calculator

🏠

Stamp Duty

Calculate transfer duty on property purchases for every Australian state and territory.

NSW VIC QLD SA WA TAS NT ACT
🏦

Mortgage

Repayments, offset savings, extra repayment impact, refinancing comparison and more.

Repayment Offset Extra Repayments Borrowing Refinancing
💰

Income Tax & PAYG

Australian income tax, Medicare levy, PAYG withholding, deductions and salary packaging.

Income Tax Medicare PAYG WFH Deduction Contractor vs Employee
🏗️

Property & Investment

Rental yield, negative gearing, LMI, depreciation, borrowing power and settlement costs.

Rental Yield Negative Gearing LMI Borrowing Power Depreciation
📈

Superannuation

Salary sacrifice, contribution caps, co-contributions, pension drawdown and retirement projections.

Salary Sacrifice Balance Projector Co-contribution Concessional Cap Division 293
📊

Capital Gains Tax

CGT on property, shares, crypto. 50% discount, main residence exemption and the 6-year rule.

Property CGT Shares CGT Crypto CGT Main Residence
🎓

HECS-HELP

Repayment thresholds, indexation impact, and whether voluntary repayment is worth it.

Repayment Indexation Impact Voluntary Repayment
📋

Land Tax

Land tax thresholds and calculations for every Australian state and territory.

NSW VIC QLD SA WA TAS
🪙

Personal Finance

Compound interest, savings goals, credit card payoff, car loans and inflation tracking.

Compound Interest Savings Goal Credit Card Payoff Car Loan Inflation
💎

Investment

Franking credits, DCA, term deposits, ETF fee impact and FIRE number calculators.

Franking Credits DCA Term Deposit ETF Fees FIRE
🧾

Business & Self-Employed

GST, BAS, payroll tax, sole trader vs company, instant asset write-off and contractor rates.

GST BAS Payroll Tax Structure Hourly Rate
Disclaimer: These calculators provide estimates only and should not be considered financial advice. Rates and thresholds are based on publicly available information and may change. Always consult a qualified financial adviser for decisions about your specific circumstances.